
CoinDesk
XRP Ledger developers tighten the rules for who can hold 'restricted' tokens
Oct 30, 2026
A set of fixes would tighten who can hold permissioned tokens on the network. The XRP Ledger Foundation says no users were affected.
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Digital finance and tokenized assets
Global cross-border payments could reach $290T by 2030. Blockchain, stablecoins, CBDCs, CIPS, and tokenized deposits aim to cut costs, speed settlement, and challenge legacy rails dominated by SWIFT, correspondent banks, and dollar-based infrastructure.

Digital finance and tokenized assets
For decades, the best assets were controlled by institutions, insiders, and the wealthy. Asset tokenization could challenge that model by turning real estate, bonds, gold, and private markets into digital ownership that is faster, more transparent, and open to more investors.